Take-Home Pay by State
The same salary lands differently depending on where you live. Nine states levy no income tax at all, a handful use a single flat rate, and a few — New York and Pennsylvania among them — let cities add a tax of their own.
- Federal income tax$5,0208.4%
- FICA — Social Security + Medicare$4,5907.6%
- California income tax$1,5732.6%
- Local / state payroll tax$7801.3%
- Take-home pay$48,03780.1%
Choose a state

How the three systems differ
No income tax (9 states)
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. No state income tax does not mean no state tax — these states fund themselves through property and sales taxes, and the burden shows up outside the paycheck.
Flat rate (15 states)
Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Michigan, Mississippi, North Carolina, Ohio, Pennsylvania, Utah. One rate applies to all taxable wages, which makes the arithmetic simple but removes the progressive structure.
Progressive (27 states)
Alabama, Arkansas, California, Connecticut, Delaware, District of Columbia, Hawaii, Kansas, Maine, Maryland, Massachusetts, Minnesota, Missouri, Montana, Nebraska, New Jersey, New Mexico, New York, North Dakota, Oklahoma, Oregon, Rhode Island, South Carolina, Vermont, Virginia, West Virginia, Wisconsin. Brackets work the same way as federal ones: only income above each threshold is taxed at that band's rate.
Start with the calculator
If you just want your own number, the take-home pay calculator handles any state, filing status and 401(k) level in one screen.