Paycheck and take-home pay calculators, 8 countries

One rule on every page here: each deduction sits on its own base. Federal income tax is progressive, FICA is flat but capped, state tax depends on where you live, and city tax is a separate layer rather than a rounding error. Most paycheck tools subtract a 401(k) contribution before payroll tax and quietly get the number wrong; these do not. All figures use 2026 tables and are rebuilt from the published schedules, not copied from another calculator.

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Take-Home Pay CalculatorAny state, any salary, any filing status — recalculated as you typeTake-home pay by stateState brackets, local taxes and the median-earner comparison, state by stateHourly wage to annual payEvery rate from $8 to $130 an hour — 2,080 hours, overtime, part-time1099 and self-employment tax15.3% on both halves, half-tax deduction, QBI, quarterly estimatesMarried filing jointly vs two single returnsWhere the marriage bonus or penalty actually comes fromMoving between statesSame salary before and after the move, with the break-even pointSelf-employed, by state1099 income against all 51 state schedules

United States: take-home pay by state

Stepped blocks rising in height, shading from sand to terracotta
Brackets are steps, not a single rate: the height of each step is the rate that applies only to the slice of income inside it.

51 jurisdictions, 24 salary tiers each — every combination has its own page with the full deduction stack and the median-earner comparison.

Example: $60,000 in California
Gross pay$60,000
Take-home pay$48,037
A single filer on $60,000 in California keeps $48,037 a year, or $4,003 a month. The same salary in Texas would drop the third block entirely.
AlabamaState income tax, brackets listedAlaskaNo state income tax on wagesArizonaState income tax, brackets listedArkansasState income tax, brackets listedCaliforniaState income tax, brackets listedColoradoState income tax, brackets listedConnecticutState income tax, brackets listedDelawareState income tax, brackets listedDistrict of ColumbiaState income tax, brackets listedFloridaNo state income tax on wagesGeorgiaState income tax, brackets listedHawaiiState income tax, brackets listedIdahoState income tax, brackets listedIllinoisState income tax, brackets listedIndianaState income tax, brackets listedIowaState income tax, brackets listedKansasState income tax, brackets listedKentuckyState income tax, brackets listedLouisianaState income tax, brackets listedMaineState income tax, brackets listedMarylandState income tax, brackets listedMassachusettsState income tax, brackets listedMichiganState income tax, brackets listedMinnesotaState income tax, brackets listedMississippiState income tax, brackets listedMissouriState income tax, brackets listedMontanaState income tax, brackets listedNebraskaState income tax, brackets listedNevadaNo state income tax on wagesNew HampshireNo state income tax on wagesNew JerseyState income tax, brackets listedNew MexicoState income tax, brackets listedNew YorkState income tax, brackets listedNorth CarolinaState income tax, brackets listedNorth DakotaState income tax, brackets listedOhioState income tax, brackets listedOklahomaState income tax, brackets listedOregonState income tax, brackets listedPennsylvaniaState income tax, brackets listedRhode IslandState income tax, brackets listedSouth CarolinaState income tax, brackets listedSouth DakotaNo state income tax on wagesTennesseeNo state income tax on wagesTexasNo state income tax on wagesUtahState income tax, brackets listedVermontState income tax, brackets listedVirginiaState income tax, brackets listedWashingtonNo state income tax on wagesWest VirginiaState income tax, brackets listedWisconsinState income tax, brackets listedWyomingNo state income tax on wages

Popular pay checks

California on $100,000Full breakdown: federal, FICA, state and localTexas on $100,000Full breakdown: federal, FICA, state and localNew York on $100,000Full breakdown: federal, FICA, state and localFlorida on $100,000Full breakdown: federal, FICA, state and localIllinois on $100,000Full breakdown: federal, FICA, state and localWashington on $100,000Full breakdown: federal, FICA, state and local

Seven other payroll systems

Every country runs different deductions on different bases — a UK payslip has no FICA, a German one has five social branches, a Taiwanese one has a supplementary premium on the year-end bonus. Each market gets its own engine rather than a translated template.

United KingdomPAYE, National Insurance, workplace pension and student loans, with Scotland's six bandsCanadaFederal and provincial tax, CPP and CPP2 ceilings, EI premiums — 13 jurisdictionsCanadaFederal and provincial tax, CPP and CPP2 ceilings, EI premiums — 13 jurisdictionsAustraliaResident tax bands, the 2% Medicare levy, HELP repayments and 12% employer superGermany§ 32a EStG income tax formula, five social insurance branches, tax classes I to IVTaiwan勞保與健保、二代健保補充保費、勞退自提,以及年終獎金的邊際稅MexicoIMSS employee quota, the monthly ISR tariff and the employment subsidyBrazilINSS band by band up to the ceiling, IRRF with the 2025 exemption, and the 13th salary

What changes from one country to the next

The mechanics differ more than the rates do. In the United States, Social Security stops at the wage base while Medicare keeps going, and a pre-tax 401(k) contribution lowers income tax without touching FICA. In the United Kingdom, National Insurance is charged on gross pay under a net-pay pension arrangement, so pension and NI almost never move together. Canada splits the pension plan into a first tier with an earnings ceiling and a second tier above it, each with its own rate. Germany charges five separate social branches, each with a different contribution ceiling. Taiwan levies a supplementary health premium only on the part of a bonus above four times the insured salary.

That is why a single translated template cannot cover them: the same gross salary produces answers that differ by more than the tax rates would suggest, and the line items a reader expects on the page are different in each language.

Coverage

MarketCurrencyTax yearRegional dimension
United StatesUSD202650 states + DC
United KingdomGBP2026/27England / Scotland / Wales / NI
CanadaCAD202613 provinces and territories
CanadaCAD202613 provinces and territories
AustraliaAUDFY2026-27Nationwide rates only
GermanyEUR2026Nationwide rates only
TaiwanTWD2026Nationwide rates only
MexicoMXN2026Nationwide rates only
BrazilBRL2026Nationwide rates only
United StatesUSD202650 states + DC
Tax year 2026 · Financial disclaimer · Full index: sitemap