After-tax pay by province and territory, 2026
- Federal income tax$4,7517.9%
- Ontario income tax$2,0363.4%
- CPP + CPP2$3,3625.6%
- Employment insurance$9781.6%
- Take-home pay$48,87381.5%
The federal schedule is identical from Newfoundland to Nunavut. Everything that differs is provincial: how many brackets, where they start, what rate the top one carries, and how much basic personal amount the province hands back before it charges anything. On $60,000 the spread between the best and worst jurisdiction is $3,743 a year.
| Jurisdiction | Brackets | Top rate | Basic credit | $60,000 take-home |
|---|---|---|---|---|
| Ontario | 5 | 13.16% | $12,989 | $48,873 |
| Quebec | 4 | 25.75% | $18,952 | $46,905 |
| Alberta | 6 | 15% | $22,769 | $48,580 |
| British Columbia | 7 | 20.5% | $13,216 | $48,784 |
| Manitoba | 3 | 17.4% | $15,780 | $46,842 |
| Saskatchewan | 3 | 14.5% | $20,381 | $47,580 |
| Nova Scotia | 5 | 21% | $11,932 | $45,878 |
| New Brunswick | 4 | 19.5% | $13,664 | $47,164 |
| Newfoundland and Labrador | 8 | 21.8% | $11,188 | $46,732 |
| Prince Edward Island | 5 | 19% | $15,000 | $46,543 |
| Yukon | 5 | 15% | $16,452 | $48,738 |
| Northwest Territories | 4 | 14.05% | $18,198 | $48,850 |
| Nunavut | 4 | 11.5% | $19,659 | $49,621 |
Two things worth noticing in that table
The top rate is not the story. A jurisdiction with a high top rate can still leave more in your pocket at a middle salary, because the top rate only applies to the last slice of income and the credit applies to all of it. Newfoundland and Labrador's top rate is the highest here, yet most of its brackets sit well below the federal thresholds.
The credit is where provinces hide their differences. Saskatchewan returns $20,381 of basic personal amount; Ontario returns $12,989. Multiplied by each province's lowest rate, that is the tax the province simply does not collect from anyone.
How to read the province pages
Each province page carries the two schedules side by side, a line-by-line payslip, the CPP and CPP2 ceilings, a comparison against two neighbouring jurisdictions across four salaries, and the rules that change the answer. Salary-specific pages take the same province and show which ceilings a particular salary reaches.
Quebec on its own rules
Quebec is in the list above, but it is not on the same instruments. It runs the Quebec Pension Plan (QPP) instead of CPP, charges QPIP parental insurance, pays EI at the reduced Quebec rate, has a four-band provincial schedule of its own, and its federal tax is cut by a 16.5% abatement. The Quebec page spells all of that out line by line, so a Quebec figure on this site is never a CPP figure with a different label.